Patient Information

Payment and Financing Options

We accept cash, checks, credit cards, ATM cards, and also offer payment plans for qualified applicants. We offer free financing for one year to qualified applicants. For patients who prefer smaller payments, terms of up to five years are available.

CareCredit – We are also pleased to offer CareCredit to our patients. CareCredit is the leader in patient/client financing, and has helped more than 1 million patients/clients get the treatment or procedures they needed and wanted. With a comprehensive range of plan options, for treatment or procedure fees from $1 to over $25,000, we offer a plan and a low monthly payment to fit comfortably into almost every budget.


We accept most insurance. Simply provide us with your dental insurance card or verification information (ID number, SS number, and date of birth), and we will contact your provider for a detailed breakdown of your benefits. Our receptionist will explain your coverage so that you know what part of your treatment will be covered. As a courtesy, we will file your dental insurance claim for you and provide an estimate of your portion of the services. Please prepare to pay your estimated portion at your visit.

Dr. Swathi will always recommend the best treatment for your situation, regardless of your insurance coverage. As a doctor, she is genuinely concerned with your optimal oral health. Your benefit plan is designed by people who do not know you or your oral health situation. However, we understand that paying for dental care can put a crunch on your budget. In this case, we recommend phased treatment and/or financing. If you would like to know more about dental financing options, call our San Jose dental office.

Financial Arrangements

Dr. Swathi helps families in San Jose and surrounding communities, providing affordable orthodontic care at Valley Fair Family and Cosmetic Dentistry. To help patients with the financial aspect of care, Dr. Swathi offers a variety of arrangements, including:

  • Full payment discount
  • No-interest financing with a low down payment and small monthly payments
  • Multi-family member discount
  • Healthcare professional discount

Your treatment includes:

  • Records and X-rays
  • All appliances
  • Follow-up retention visits for two years

Get the process started with your initial complimentary consultation!

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